Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Guillermo Arnold

Claims take to long. Other insurance take a week or less

Claims take to long. And nationwide does not have their own app to submit claims. I have to go through vet help and then submit a claim. This is a too notch insurance company you would thing it would make it easier and simpler for the customer to file a claim and make the reimbursement quicker.
5

out of 5

POSTED: | BY: Gabby

Excellent!

Took my 9 month old Boxer, Finn to the Washington State University School of Veterinary Medicine for a second opinion on a testicular mass. Was required to have a pre neuter visit and labs then another trip over to Pullman for the neuter per WSU policy. My other option was to leave him at the Vet School for three days, which I declined to do. Regardless of the time frame I chose to follow, the entire cost for this WSU experience was still $300 less than my local vet. My claim for the first visit was paid in days rather than in 30 days as is the norm. Very pleased. I hope the next WSU claim will be paid as quickly. Very happy with my Nationwide service for my pets! I tell all my pet friends about my experiences with Nationwide. Thank you Nationwide for the great coverage.
5

out of 5

POSTED: | BY: Maxine Siegler

Great service

We were so pleased to be able to care for our Roxy and the ease of Nationwide claim coverage
5

out of 5

POSTED: | BY: Joy Shaffer

There on our side and making claims processing easy so it’s less stress.

Thank you for helping me and helping to get Obi back on track.
5

out of 5

POSTED: | BY: Bonnie Crabtree

Quick response!

I’m always pleased at the quick response time to my claims. I have recommended this insurance to my other pet moms.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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