Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael McEvoy

Great Insurance Company, Great Experience Always

We have two insured family companions and Nationwide has been outstanding for us throughout. The claims process is easy, quick and predictable and the insurance company is great to deal with.
5

out of 5

POSTED: | BY: Lorie Varvaro

Great insurance to have!

Great insurance! Easy to file claims. Very satisfied!
5

out of 5

POSTED: | BY: Andrew

I value the work that you do, person(s) behind the screen!

You guys and gals are great. I have 2 policies for Jack, my Siberian Husky via Nationwide, and formerly for Kit, my now deceased Siberian Husky. Whenever I take them for a vet visit, I simply follow the directions to file the claim for any services that can be reimbursed through my policy, and within 30 days I get my statement back on what was covered, what wasn't, and why. Pretty simple and reliable. Thanks for what you do.
5

out of 5

POSTED: | BY: Mary Carpenter

Very happy with Nationwide!

Satisfied so far
5

out of 5

POSTED: | BY: Dru Millward

Every pet owner needs this.

We have Nationwide Pet Insurance for all three of our cats. Although none of them have had a serious issue yet, it has been wonderful to have when one of the cats needed a dental cleaning. Those are not cheap, and she had an extraction, as well. I submitted our claims and within two weeks, we had our check from Nationwide. Our daughter is a vet and when she told me that this was one of the best pet insurance policies around, we signed up. I didn't want to ever have to make a difficult decision based on the cost.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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