Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,953

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrew

French Bulldog IVDD Surgery Covered!

Wasn't sure what to expect when getting pet insurance from Nationwide. Never have gotten it before, but got it for our French Bulldog when he was 1 years old. The price seemed fair at first, it started to rise and i started to question if it was even worth it after a few years, but a few months ago our French Bulldog started to have some pain in his neck. After many vet visits and seeing specialists, he ended up getting an MRI that revealed he had a hernated/ruptured disc in his neck and surgery was highly recommended before it gets worse which could lead to paralysis in his hind legs, loss of deep pain sensation, loss of bladder control, etc. We ended up opting for the surgery not knowing if it would be covered, and if it were covered, we weren't sure if it would be capped out at a certain amount. After filing the claim, which is one of the easiest processes i have seen, we were notified it was covered after about 3 weeks of review. At this point i will be keeping the pet insurance forever and would highly recommend Nationwide to friends and family.
5

out of 5

POSTED: | BY: Cheri

Excellent!

Easy to use and never even a question that the reply will be quick and accurate. Wish everything was this easy to do!
5

out of 5

POSTED: | BY: Marc

I have had such an amazing experience with Nationwide pet insurance

The system of submitting claims is great and nationwide has been great at getting right back to me and has made the experience amazing
5

out of 5

POSTED: | BY: Jason

Appreciate the coverage, however I wish there was something to do with his previous condition that is not covered...thanks

Thank you for the coverage Nationwide, I know my pup is in good hands!
5

out of 5

POSTED: | BY: Pamela

Excellent, speedy process

We have always had a great, fast and “smooth” process when submitting our claims.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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