Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,953

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Mark

Mostly satisfactory but wish reimbursement was more

Customer service was good, ease of filing claims good, response and turn around time of reimbursement was very good, my only complaint was I wish more was covered, I had to spend near $4000 from several visits and procedures, and about $2000 was covered so obviously I wish more was covered and there is a possibility I will have more claims....overall my dog coco is healed from one thing and doing better from a foreign object in throat that caused inflammation and mucus discharge, and will soon begin treating Cushing disease
5

out of 5

POSTED: | BY: Marsha

Great pet insurance company!

Absolutely would recommend!
5

out of 5

POSTED: | BY: Gisela

Awesome coverage!

So thankful for Nationwide Pet Insurance! They are fantastic in claims processing & followed up on my pet. Thank you for giving me peace of mind so that I csn provide great vet care for my dogs!
5

out of 5

POSTED: | BY: Paul

I don’t think often about my pet insurance (and that’s a good thing)

First claim went very smoothly, no issues. Was great.
5

out of 5

POSTED: | BY: Ashley

Back to feeling great

Quick reimbursement for the vet visit. Appreciate the online portal. It's easy access and understand.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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