Nationwide | Pet Insurance Review

I think that Nationwide provides a very good service and having Mel insured through your program is of great benefit. Especially the whole coverage with wellness package. I recommend it to all who have pets or are thinking of adding one to their family.

I signed up with Nationwide when my puppy was 8-9 weeks old. The insurance at that time was $60/month, with a 250 annual deductible. The insurance is very good, the claims are fairly easy and they offer direct deposit. Customer service is usually pretty good, depending on who answers the phone (I've only encountered a couple representatives that weren't very friendly or acted like they cared about my concern)... Most are nice. As most pet owners know, you'll usually only meet your deductible the first year because after 6 months of age, you just take your pet for an annual check up. So it used to cost almost $1000 a year (60/month + 250 deductible) to have this insurance, which I do have the type that covers 90%. On the other hand, it does give me peace of mind knowing that my pet is covered should anything unexpected happen. My dog is 2 1/2 years old now, last year I didn't make any claims because I never went over my deductible. This year, to my surprise, the rate increased 50%! It is now $90.92!!!! I understand that all insurances go up a little, and in Nationwide's terms it states that there may be a slight increase upon renewal, but I do not consider this increase to be "slight". I do enjoy having peace of mind knowing that my pet will be covered if any accident or illness should arise, and I do think overall that this insurance is good in regards to coverage and processing of claims. But I'm not happy with the rate increase and the annual deductible. If you're paying that much per year, I don't think you should have to meet a deductible every year and now the cost is substantially higher.

Without Nationwide coverage, I don’t know how I could have afforded Cali’s emergency medical expenses. Your coverage put my mind at ease so I could focus on Cali’s recovery. I’ve recommended Nationwide coverage to every dog owner I know. Thank you very much.

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Easy claims process, incredibly quick reimbursement and clear communication when there's an issue.