Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,953

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marianne

Processing period in a timely fashion

This was the first time my claim was processed to quickly.
5

out of 5

POSTED: | BY: Robert

Excellent and comprehensive coverage.

I love that the plan pays for preventative care.
5

out of 5

POSTED: | BY: Jenelle

Cat got treatment and I got reimbursed

I took out the Nationwide pet insurance because it was a program thru my employer and I had a cat in the past, that after multiple sickness visits, cost my family large amounts of money that hit out wallets all at once and would become a financial burden. My cat, Tinkerbell needed treatment by the vet and the cost was incurred by me. Unfortunately, in the past year, her 2 sickness visits did amount to over the $250 deductible. I made a claim on the Vitusvet app and within one week received reimbursement. Thank you Nationwide for being on mine and Tinky's side.
5

out of 5

POSTED: | BY: Margaret

The Nationwide pet insurance coverage, ease of filing a claim, and speed of reimbursement exceeded my expectations.

I have had other pet health and/or accident insurance policies before, but the Nationwide pet insurance coverage is SO MUCH BETTER. My employer offered it as an optional coverage that I could sign up for and pay for through a payroll deduction, which was great, but I didn't have especially high expectations based upon past experience with another pet health insurer. I had adopted two beautiful siamese mix rescue kittens, and just before her first birthday, my eldest kitten attempted to jump up onto a railing (a pet sitter had recently moved a box near the railing she had been sitting on, but I removed it, thinking it was dangerous for her) in my second story loft, and my sweet angel fell onto a granite breakfast bar below, immediately breaking her ankle! The horror! I rushed her to an outstanding nearby emergency vet hospital and fortunately the break was right along a growth plate, but she was in a rigid splint for a while, with "cast" changes about every 10 days, then a soft cast. She healed perfectly and is back to her very athletic (though not so daredevil) and playful self, and I can't believe how easy the claim process was with Nationwide, and how quickly they reimbursed me. They really care about pets, and it's a pleasure to do business with them. Thank you, Nationwide!
5

out of 5

POSTED: | BY: Alexandra

Maybe speed things up a bit?

Really wish claims could be processed faster. I understand you have to confirm visits and the validity of a claim but the quicker, the better. I do, however, love how you can submit claims online to speed things up. Also, my monthly premiums have gone up SUBSTANTIALLY since I started with you all. It used to be around $50/mo and now it’s upwards of $79-ish/mo. Is it because I file too many claims? I am very loyal to your company and recommend you to EVERYONE I know who gets a new pet. My sister in law, Ashley Lewis of Lake Tahoe, CA put my info down as a reference/recommendation and I never received the amazon gift card.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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