Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jason Ignacio

Jason Ignacio

Excellent experience
3

out of 5

POSTED: | BY: Kye Poronsky

Medicore

Overall, having this insurance has been somewhat helpful for my dog as it seems as though he's prone to autoimmune disorders. That being said, I find that I often have to fight for things to be covered. I have many times had claims for his medications denied after years of having it approved, and I then need to call and go up the ladder to "prove" that his medications are not vitamins, not supplements, and indeed are required in order to sustain life. Overall, I wish I could switch insurance plans however that is no longer an option due to his disorders. So while I am happy to get some of my claims refunded, overall I find that this insurance company is probably not the best one that I could have chosen. I chose it simply because I had an employee discount.
5

out of 5

POSTED: | BY: Cathy Talabac

The process is easy and reliable.

The process is easy and reliable.
5

out of 5

POSTED: | BY: Patricia Donaldson

Great

Really appreciated the quickness of processing the claim.
5

out of 5

POSTED: | BY: Dana Carson

Outstanding company

Always great service. Coverage is great.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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