Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa C

Peace of Mind and Prompt Response

I am grateful for the service lrovied by Nationwide. To date, they have met all of my expectations.
4

out of 5

POSTED: | BY: Claudia Aguirre

Coverage

As a pet owner of 6 dogs, Financially, I appreciate the option of having insurance coverage. However, 30 days for claim processing should be improved.
5

out of 5

POSTED: | BY: Sarah Buback

Healthy pets make happy owners

Nationwide has always been incredible efficient and attentive. Having pet insurance with a senior dog has given me so much peace of mind. I would suggest starting pet insurance on all dogs while they are young so that if anything happens it is not a pre-existing condition. Last year I was told my dog most likely had bone cancer and that there is a 95% mortality rate within a year, but the test to determine the diagnosis and remove the growth on her wrist was almost $4,000. Most people in this situation would have a difficult decision to make between putting the dog down/amputating or spending $4,000 to find out it was “most likely cancer.” Because of having nationwide pet insurance, I was able to have the growth removed on her wrist and it was determined not to be cancerous, despite several vets originally being convinced that it was. I am forever grateful that nationwide made my $4,000 decision only a $400 decision (my copay) and my dog is still living without having to have any amputations and pain free. In addition, submitting claims are incredibly easy. I have an app on my phone and I am able to submit electronically. The claim is usually paid within 2-3 weeks and I have it set up as being a direct deposit.
4

out of 5

POSTED: | BY: Angus

Very satisfied with your service

I like the pet tips emails and the claims dept. has been good.
5

out of 5

POSTED: | BY: Michael Gutierrez

Nationwide has been great to our 5 fur babies

Nationwide has taken care of our pups for over 6 years. Really love having our dogs insurance with them.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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