Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Christopher

Not great.

The way Nationwide gets out of paying for most claims is labeling them under the "Exclusions" or "we will not pay for diagnosis or treatment of any pre existing condition. A pre existing condition that began or was treated 12 months before the effective date of this policy􏱅􏰶􏰳􏱂􏰶􏰳􏱀􏰀􏰽􏱀􏰀􏰼􏰽􏱂􏰀􏱂􏰶􏰳􏰀􏰱􏰽􏰼􏰲􏰷􏱂􏰷􏰽􏰼􏰀􏱅􏰯􏱁􏰀􏰲􏰷􏱁􏰱􏰽􏱄􏰳􏱀􏰳􏰲􏰓􏰀􏰲􏰷􏰯􏰵􏰼􏰽􏱁􏰳􏰲􏰀􏰽􏱀􏰀􏱂􏱀􏰳􏰯􏱂􏰳􏰲􏰕􏰀􏰘." What good is having a pet insurance policy if they keep denying claims because of so called "pre existing conditions" that they decide were there, even though they were not. How convenient.
5

out of 5

POSTED: | BY: Walter Kuriger

Thankful to have Nationwide on my pet's side!

So thankful that we have Nationwide to reduce the stress related to caring for our wonderful dog. We didn't think twice about what decision to make.
5

out of 5

POSTED: | BY: Kristen Thayer

So glad Nationwide is on our side!

Sometimes puppies have a rough start which is no different than a human baby. They get infections and illnesses playing with other puppies and eat things they shouldn't, which is really gross. When I decided to get our Standard Poodle puppy, we named Sam, I decided to get a CareCredit credit card, along with paying a monthly premium to Nationwide pet insurance, and I am SO glad I did. Both of these tools have really allowed us to be able to afford the care my puppy has needed when he needed it. Every illness or infection is always unexpected and being able to have my vet submit claims for me at the visit, has been convenient. I have been reimbursed for all covered expenses and that has allowed me to keep the CareCredit card paid down and available for the next visit. I am so glad we have Nationwide on our side!! I highly recommend this company and highly recommend everyone gets pet insurance.
5

out of 5

POSTED: | BY: Kristin Edison

Quick and easy claim process!

So easy to submit a claim. Great customer service!
5

out of 5

POSTED: | BY: Matthew MacWilliams

Great service

You are guys are great. At first the claims took forever to get reviewed, but now it only takes a few days. Thank you! Highly recommended!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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