Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeff Pecoraro

Thank you, you folks are great!

You have been easy to work with and the price is competitive. Well worth it. Claim times have been well within reason. Thank you.
5

out of 5

POSTED: | BY: Sonja Briscoe

Very Pleased with Service

Was hoping to never have to use my pet insurance for anything other than preventive exams but unfortunately, I got tossed a curve. Lexi successfully got through surgery and is healing! I am grateful for this insurance. It has made caring for Lexi much less stressful. The ease to submitting claims and the quick turnaround times on claim payment has been wonderful. Glad to have Nationwide!
5

out of 5

POSTED: | BY: Elizabeth Upson

Very impressed very helpful

My company offered this insurance and I love it I would definitely recommend very easy to use and they are on top of all my claims
5

out of 5

POSTED: | BY: Sheri Reynolds

Always fast to respond

Thanks for your always quick response to claims. It makes getting our babies the care they need so much easier.
5

out of 5

POSTED: | BY: Shana

Easy to file

After some rest, Prompto is doing much better now and not limping anymore. On May 1 we took him to the vet because he had a very bad limp and didn't even want to put weight on his front leg. They didn't find any breaks and even shaved his shoulder to check for injuries, but there was nothing substantial. It seems it was probably just a bad sprain in the upper leg. They gave him a convenia shot just in case and he came home to rest it off. He was very panicked at the bet, so they had to put him under to check him, and also wake him up. I filed my claim on the 2nd. I included what I knew about what happened as well as the estimate + the final invoice. I had the Whole Pet with Wellness insurance, which has a $100 annual deductible and covers 90% of costs. About two weeks later I received a response in the e-mail that the claim had been accepted. About a week later I received the check. I didn't have any hassle using them. I had actually already scanned my vet records and was ready to send them when they asked, but I didn't even have to do that. It was a surprisingly easy process for me and I'm happy with the result. To be clear, I had the insurance policy that covers the most. I was also not only up to date on my payments, but I'm ahead on my payments. I also sent all the information with my claim. Previously, he had been healthy, though he had been bitten once by another cat previously. I did my best to be responsible on my side.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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