Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Suzanne Carson

I Can Always Count on Nationwide!

I have used Nationwide Pet Insurance for two of my beloved dogs. I have always had 100% positive experiences with Nationwide.....they cover what they say they will cover - there are no "games" or hidden "hoops to jump through." I simply submit my claims and they are processed and supported according to my policy agreement. It gives me great peace of mind knowing at all stages of my dear pet's life, "Nationwide will be by our side!"
5

out of 5

POSTED: | BY: Miracle

Very convenient when you are a little stressed

I appreciate the convenience and quick responses. The follow-up e-mails asking how my furry kid is; is very nice and considerate.
5

out of 5

POSTED: | BY: Elizabeth Howell

customer service is awesome - so courteous, care, and always making sure they helped in every way when i call

thank you for always being so helpful in assisting me with the claims
5

out of 5

POSTED: | BY: John

Otis’s dad

Excellent coverage, everything’s included. Emergency visits, well visits.. EVERYTHING!!!!!
1

out of 5

POSTED: | BY: Anthony Bruno

Nationwide always looking for loop holes to deny claims, even though they NEVER miss their premium payments.

Nationwide looks for loop holes to deny claims , but NEVER misses their premium payments. Sadly I can not cancel the policy in fear of needing it for a major injury. They should be more receptive to claim payments.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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