Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maria Keller

I wish all insurance claims were this easy!

Nationwide Pet Insurance has been great for us! It is so easy to think when you're picking up a purebred puppy from a very reputable breeder that you do not need pet insurance - what can go wrong? Well, just as in humans, allergies in dogs are not necessarily hereditary and can pop up at any time. Nationwide Pet Insurance really cut down on our costs with all the testing we had to do to figure out why our dog was so uncomfortable. Now our dog is feeling better, and we didn't break the bank! Additionally, Nationwide Pet insurance claims are SO easy! I wish car insurance claims were as easy!
5

out of 5

POSTED: | BY: Jill

Nationwide is the best

I have always been pleased with the quick response on claims and definitely recommend Nationwide. I appreciate Nationwide being there for me and my sweet boy Tucker.
5

out of 5

POSTED: | BY: Melissa R

Reliable insurance

The claim process is so easy, and the payment is what I expect. So thankful.
5

out of 5

POSTED: | BY: Melinda Wright

Excellent compared to what's out there

The policy I have for my dog is excellent though pricey. Usually my claims were processed quickly however twice they took way too long (I received my payment just before the before the alloted time you have to process payments was up) despite my having signed up for direct deposit. With the amount I am paying that was not ok. I love that my policy covers 90%, covers 90% of preventative heartworm and flea and tick prevention too and that the deductible is only 100 per year. I have recommended you friends and associates. However I do NOT like the "pre-existing condition" garbage that all insurance policies have even though fortunately it does not apply to my pet. I thought it was garbage pre-Obama when it was on human's insurance policies as well and wouldn't you know there are idiots in this world that want to bring it back. In case you haven't figured it out, people and animals that are sick or have "pre-existing" conditions are most in need. Are they supposed to die? Please ask yourselves, in particular have your executives and CEO how they would feel if they didn't have money and were told "sorry, we won't pay for your health condition because it was pre-existing." Consider cutting your CEO and executive paychecks and lowering your prices, and yes, include poor sweet pets who have the misfortune of having pre-existing conditions. The price of healthcare needs to be drastically cut for both humans and animals in this country!! It's out of control. And yes I am speaking up about this!!!
5

out of 5

POSTED: | BY: Cheryl Delehanty

Best Investment for Pet Care Ever!

National Pet Insurance was the best decision I made to care for my Rocky Boy! I adopted him about a year ago and he had little health history available. In his adoption package was the brochure of your services and I’m so thankful I signed up with you. Your staff is well informed and always courteous and professional. Submitting claims are easy and covered items paid promptly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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