Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Megan Bagatti

fraud

One year ago my dog was diagnosed with thyroid disease, anemia and being lethargic was a side affect. It has been one year since diagnosed with the disease and she has been stable and back to new with the medicine she is one, for one year she went in to the vet for blood work as needed to make sure she was where she needed to be, and she was. One year later she came down with an auto immune disease, which also has the side effects of being anemic and lethargic. Nationwide is trying to say that her anemia and being lethargic from an ENTIRE YEAR AGO WITH AN ENTIRE DIFFERENT DISEASE is related and they will not cover her new disease because of it. I have PROOF of blood work and had the doctor call and tell them it is two separate cases and they still do not want to cover me. What is the point of insurance if you have to jump through hoops and you pay them to protect you and they DON'T!
5

out of 5

POSTED: | BY: Nichole

Quick turn around time

This was the first time using Nationwide's pet insurance. Our gate had been left open and our dog got out and had been hit by a car. It was super traumatic and the vet bills were over a thousand dollars to make sure she didn't have internal injuries, and to get her stitched up. My first attempt at submitting the claim through VitusVet didn't show the correct PDFs with my itemized statement, even though i had attached all of them. After calling and asking why the initial claim was denied, the customer service agent advised me to send the pdfs and resubmit the request via email. After that it was a pretty quick process and was approved in a few days.
5

out of 5

POSTED: | BY: Derek Perez

Great Service!

I was debating getting pet insurance as my family decided to add too with a golden retriever puppy. I AM SO HAPPY I MADE THE DECISION! While I expected to have some vet visits due to a puppy being a puppy, I didn’t expect so many vet visits so frequent for multiple issues. While the stress it put on my family from and emotional and especially financial standpoint, Nationwide has been so quick to respond to my submitted claims and help with the cost of each pet visit. Submitting claims and getting reimbursed has been such a smooth and painless process. I am more than happy and relieved to have purchased pet insurance especially with Nationwide!
5

out of 5

POSTED: | BY: Maronna Deputy

Very quick turnaround time!!

Loved the fact that it was so simple and quick!
5

out of 5

POSTED: | BY: Karen

Nationwide offers excellent pet insurance

Nationwide is an excellent choice for your Pet insurance needs!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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