Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,953

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl

Amazing company-Life saver-Best thing you can do for your dog!

This company is a blessing to our family. After paying lots of money for vet bills when he was a puppy, we heard about pet insurance and signed up right away. Nationwide is awesome! Every person I have ever spoken to has been pleasant, kind, patient and caring. The vet helpline is beyond valuable for us pet parents. I highly recommend everyone get this insurance coverage for your fur babies. They deserve it! I never hesitate to take my babies to the vet if they need anything. It’s worth it!
1

out of 5

POSTED: | BY: Steven

Very Frustrating and Unclear Insurance Policies

Staff is very unhelpful and claims take ridiculously long to process.
5

out of 5

POSTED: | BY: Robin

Thank you for caring!

Never an issue. Always prompt. A great service for per owners!
5

out of 5

POSTED: | BY: Kathy

Fast service

Time from claim submission to payment is only a couple of days. They cover what they say they cover. The one time I called, the person I spoke to was friendly and helpful.
5

out of 5

POSTED: | BY: Polly

Easy filing

filing is easy if you have a way to fax. There might be a way to send claims via phone and pics but I haven't figured it out yet.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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