Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,683

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debbie

The check reimbursements are very quick.

Very reliable company
5

out of 5

POSTED: | BY: Brenda

Easy to file claim via App, and quick to receive benefit

The ability to use the App to file the claim has made it so much easier to file claims and the direct deposit from Chase is wonderful. I encourage friends who ask about pet insurance to seriously look at Nationwide.
1

out of 5

POSTED: | BY: Wenjia

Scam!

I have never agreed to sign up this pet insurance. The sales person said he just going to put my card info there so if I later decide to have the pet insurance It will be easier for him to process. However he didn’t get my permission. Now I just noticed my card has been changed for 13months without me agreeing anything. And I didn’t even know I had pet insurance. Wtf!!! And they said they couldn’t refund the money cuz it’s over a year but I have never signed up. See you at the court!!!
5

out of 5

POSTED: | BY: John

No hassle! Nationwide delivers what it promises! It's way better and easier than my own health, dental, and auto insurance!

Their explanation of benefits and reimbursement is delivered as quickly as possible. They give you a simple, easy form and require minimal effort to give you your coverage. I met most of my deductible earlier this year. I took my cat to the emergency room resulting in a misdiagnosis on the weekend and then to a follow-up appointment at my regular vet who provided a proper diagnosis and treatment the following Tuesday. I spent a little over $1,200 and was promptly reimbursed with $1,048.75 cash. I recommend everyone get pet insurance for the peace of mind alone.
5

out of 5

POSTED: | BY: Jean

Great insurance to help defray the expenses

Always a great experience with nationwide pet insurance

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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