5
out of 5
POSTED: | BY: Sandy sullivan
Better
Had a few problems we resolved the issues. Thank you
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jennifer Stanley
Peace of mind
Nationwide pet insurance is truly the best and eases our minds when we have large vet expenses.
5
out of 5
POSTED: | BY: Michelle Hughes
Easy to use
I have suggested this service to a number of people. I highly recommend.
5
out of 5
POSTED: | BY: Kathy
Timely
Nationwide made it easy to file my claims and were really great at keeping me updated on my claims online. Also customer service online was great at helping me figure it if my policy was going to possibly cover my claims or not.
4
out of 5
POSTED: | BY: David
Unreasonable Price Increases
The claims process has always been very good. We had to downgrade our coverage because the rate increased very unreasonably; approximately 52% increase in one year. You say the premium doesn’t increase based on claims we make, but that isn’t entirely true. Part of the increase is due to the cost of claims as a collective among all policy holders so essentially premiums do increase based on claims and my claims are a contributor to that. I expect some increases in premiums over time but I also expect them to be reasonable.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.