Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: David

Unreasonable Price Increases

The claims process has always been very good. We had to downgrade our coverage because the rate increased very unreasonably; approximately 52% increase in one year. You say the premium doesn’t increase based on claims we make, but that isn’t entirely true. Part of the increase is due to the cost of claims as a collective among all policy holders so essentially premiums do increase based on claims and my claims are a contributor to that. I expect some increases in premiums over time but I also expect them to be reasonable.
5

out of 5

POSTED: | BY: La Verne

You folks are great

I love her pet insurance
5

out of 5

POSTED: | BY: Nancy Thompson

Very good and reliable pet Insurance.

Nationwide is a very reliable pet Insurance. They have great customer service. I know I can count on them.
5

out of 5

POSTED: | BY: Jamie

Very happy

Teddy unfortunately tore his ccl and we had to get surgery about 2 days after we brought our daughter home from the hospital. Though it took nationwide over 30 days to determine if it was pre existing they paid for the portion! We were so relieved to have nationwide on our side.
4

out of 5

POSTED: | BY: Andrea Ritter

Difficult to know what is and isn’t covered

I have some peace of mind knowing that part of a medical emergency may be covered but it is always a surprise when the EOB comes to see what was and what wasn’t covered. It also takes about 30 days for a claim to go through. It’d be nice to get some indication around 15 days on status of the claim. Is it still in process? Waiting for approval?
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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