Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Kelley Hayden

Time Consuming & Processing Delay

The representative's concern for pets is noteworthy! I like that personal touch. The pet'swell-being is always in the forefront. And the representatives are always a pleasure to speak with. But the processing infrastructure of Nationwide is a never ending nightmare. From incorrect (inaccurate) denials, to following up about status, to waiting a MINIMUM of 30 days for claim payment. It has always been like this. And I am paying through the nose for the premier level policy features. But the wait time is unjustified. And nailing down some accountability for how individuals follow through with issues, leaves much to be desired. If the plan that I'm on didn't exist, then I'd be much less likely to recommend Nationwide. I would recommend "pet insurance" in general. But a policy holder must have plenty of experience to know just how to get the most out of their request for a claim. I'm going to say "no" to recommend just because I don't believe there is enough (honest) help or advice available. And that Nationwide would rather deny than approve.
5

out of 5

POSTED: | BY: Jim Bentz

For our greyhounds, Nationwide Pet Insurance is a must

We adopted 2 and a half year old retired racer greyhounds over three years ago. The Wellness and health insurance is ideal for our budget. Accidents happen and Nationwide has been there all of the last 3 years. They have gone above and beyond our expectations.
5

out of 5

POSTED: | BY: Jessica Weeks

Wonderful

The ease of making a claim is wonderful!
5

out of 5

POSTED: | BY: Julianna Flores

?

We have been satisfied with the wellness portion, not sure why spaying and neutering are not part of coverage, also certain breeds are more partial to bloat, why no coverage for gastropexy.
5

out of 5

POSTED: | BY: Barbara Gessaman

Awesome, always available when help is needed.

I have been with Nationwide Pet Insurance for many years for all of my pets. The pet insurance allows me to take the financial picture out of any decision I have to make concerning my furry family.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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