Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,781

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Chris

pre existing conditions

During my use of this insurance, the pre existing condition is used to get out of cost. Unfortunately, my dog has injured the same body part multiple times. But farmers classifies this as pre-existing condition. I will be cancelling my insurance at the end of year and going with my vets plan. Thanks for the service.
5

out of 5

POSTED: | BY: Jennifer

Quick response and fast reimbursement

I have never had pet insurance before but opted to get it when I adopted an 8 week old puppy. It's been 2 1/2 months and there have been several visits to the vet for puppy wellness check, immunizations, neutering and microchipping. Nationwide Pet Insurance has been responsive to every claim submitted and followed through with their reimbursement as advertised. I was skeptical at first and am now a very happy and trusting customer.
5

out of 5

POSTED: | BY: Karen

Friendly, helpful staff. Quick turn around on claims.

Again, friendly and helpful customer service. Love being able to receive my refund via direct deposit. That is the best!!
5

out of 5

POSTED: | BY: Stacy

I love that you are always there for us!

Your company was the best decision I have ever made in the health and wellness of my beloved dog Pirate. You have been there for us every time we have needed you. Thank you for what you do.
5

out of 5

POSTED: | BY: Gail

Nationwide has been there for me and my pet through so many health issues .. I mean my last two pets ... really wonderful servic

Since signing up with Nationwide, it's a feeling of comfort and ease in getting reimbursed in a timely fashion which I so appreciate. I started out with a nominal fee and increased it each year which gives me so much better coverage now ... and the simple act of faxing the bill/invoice from my vet and being able to track on line that it was rec'd., and then what the reimbursement will be and when it will be mailed out is invaluable. I recommend Nationwide to all my petparent friends and they are very happy to join the Nationwide Pet Insurance family as I like to think of you. Thank you...
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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