Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Christine

Love the concept of pet insurance but often claims are denied

Pet insurance is a great concept but not inexpensive for the amount of coverage.
5

out of 5

POSTED: | BY: Gina

Excellent service, caring staff.

I would recommend this pet insurance to anyone who has a pet age 7 or above.
5

out of 5

POSTED: | BY: Guy

Truly appreciate your help.

Abbe has been insured with you her entire life and we has always received exceptional service. Your online claim service is just wonderful.
5

out of 5

POSTED: | BY: Pamela

Nationwide was Awesome in reimbursing after Yogi's surgery.

Yogi are a corn cob which was stuck in his intestine. He received x-rays, ultrasound (3) ,extensive blood work before determining what was necessary. He had major surgery to remove the blockage. After surgery he got an infection in his intestinal track. He has been through such a painful and long ordeal. The bills were extensive.Nationwide has paid 90% of the cost within days of submitting the claims. Highly recommend Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Kathy

Thanks for helping us keep Prospero healthy!

Prospero has faced several health issues during his lifetime, including a severe case of pneumonia. With your support, our vet has been able to help Prospero recover from his life-threatening condition and he continues to treat his ongoing skin sensitivity allergies, stool-softening needs and urinary tract issues. It's a comfort to know we have insurance to address his medical needs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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