Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Lourdes

Fales advertising

I purchased my policy on the basis of rosy promises of the agent and after reading these reviews. I was very forthcoming about my dog's pre existing condition. My vet's invoice was very clear about which portion was attributable to the pre-existing condition. But Nationwide is trying to attribute every other line item to the ore-existing condition, including standard post neutering pain medication. They also couldn't be bothered to reach out to my vet for medical records. I
5

out of 5

POSTED: | BY: Belle

Best Pet Insurance

I found a black mass above my dog's gum line. I took him to the vet and he couldn't tell what it was until he removed it. Thank God, it turned out to be a benign mass. The vet's office turned in the iinsurance claim, I received an email from Nationwide saying they were going to review the claim and a month after, I received notice the claim was going to be paid, not in full but substantially, Thank you so much, Nationwide! I have told my other pet owner friends about this experience!
5

out of 5

POSTED: | BY: Clay

Appreciate the ease of making a claim and coverage

So far, the coverage has been great, and making claims have been easy. So far, so good!
4

out of 5

POSTED: | BY: Tricia

Love the ease of reimbursement but takes a while to receive

I appreciate that the vet can send out the claim for doc visits, tests, and meds; that all I need to do is ask. However, wish the turn around time for obtaining reimbursement was a little more faster.
4

out of 5

POSTED: | BY: Linda

I didn’t realize ER Overnight monitoring wasn’t included or that there is an Annual CAP

I could be wrong but I’ve been extremely busy lately. I didn’t know that part of the bill was not covered. You receive a 10 for claims being paid quickly
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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