Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy Hensley

Awesome service and easy to file a claim.

So glad I have insurance. Very easy to use. Reinbersements are fast.
5

out of 5

POSTED: | BY: Cheryl Padgett

Nationwide is on my side

I’m extremely happy with Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Chong Roon

Great service

I've been customer for 8years. This is great pet insurance and wonderful service!
3

out of 5

POSTED: | BY: Maggie

Don't get locked into this insurance company! Whole Pet + Wellness Review

I signed my Bernese Mountain Dog up for this insurance as a 3 month old puppy. I bought Whole Pet + Wellness plan that includes almost everything you can think of with a $250 deductible and covers 90% of everything else. My first year the premium was $714 which was very reasonable. Then the second year the premium increased to over $930 and now this year the premium has doubled since I started and is now over $1430 per year. My dog has been healthy and we have not submitted many claims. I am just worried about the future if Nationwide feels they can continue to increase the plan premium. over 100% increase in 2 years is ridiculous. I called about possibly adding a second pet (my new puppy) and the woman on the phone said I had a two dog discount but because the puppy would be needing to see the vet more the first year of coverage would cost over $1900 just for my puppy! Not to mention Eiger. I will NOT be using Nationwide in the future. The only reason I'm keeping my 3 year old on it is because the benefits are great. The payouts are slow to receive! I will be going with Trupanion, Embrace or Figo for my next dog.
5

out of 5

POSTED: | BY: Virginia Baker

Quick response and a ast.

Hercules is in his second round of meds. He has glaucoma and a red eye which after a year we now know it was caused by toxoplasmosis. On his last visit his eye pressure had declined but eye still looked different. In a few weeks he goes back to see how the numbers are. (They still are too high). He may have to stay on eye drops but hopefully toxo is gone.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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