Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephanie

I'm very happy i purchased pet insurance! the claim process is very easy as is the reimbursement process.

I am very please with Nationwide pet insurance. there were a few kinks to work out in the beginning (some how i ended up with two identical policies for my one dog), but Nationwide quickly made the corrections and reimbursed me the overage. The process of submitting claims is SO easy and can be done as soon as I get the emailed receipt from my Vet. I'm glad i went with pet insurance!
5

out of 5

POSTED: | BY: Matias

The best

Easy to use and pretty fast service.
4

out of 5

POSTED: | BY: Tony Eckert

Good service, but time consuming

Love the insurance and the process, but the I formation that nationwide asks do can be the most time consuming part.
5

out of 5

POSTED: | BY: Max

Efficient and Friendly

Very efficient. My claims are processed very quickly. Reimbursement are done electronically, and there has always been someone there to answer my questions.
5

out of 5

POSTED: | BY: Maria Perry

Brilliant

Nationwide has been such a help not only financially but also when i’ve called with questions. Sometimes they’ve seemed really silly but i’ve never been made to feel foolish.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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