Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David Santos

Claim went okay

The claim went smoothly. I received my claim within a few weeks.
5

out of 5

POSTED: | BY: JoAnn M.

Great.

Very helpful with any questions.
5

out of 5

POSTED: | BY: Sandi Young

This company is amazing....highly recommended!

First of all, you don't list my dog breed....Swiss Shepherd or Suisse Shepherd. This company is fair, prompt and reliable. The customer service reps are always friendly and knowledgeable. I recommend them to everyone!
5

out of 5

POSTED: | BY: Kim

The claims process is so quick and easy

The process is simple and easy and I always feel like we have been taken care of and that Bruneaux's care is a priority.
5

out of 5

POSTED: | BY: Susan Carnegie

Always has our back!

Molly is always well taken care of by our vet, and we are always well taken care of by our pet insurance! Claim submission is so easy on the app, and digital payment of claims directly into our bank account is great. Our two previous cats had significant health issues (cancer and kidney disease), and their pet insurance allowed us to give them the best care. When our two older cats passed away and we got a new kitten, we immediately signed her up for pet insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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