Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laurie Beasley

I would certainly recommend Nationwide to my fellow pet lovers.

Annie is doing okay. She still has the histiocytoma and we are hoping it will go away by itself. It is growing and may have to be surgically removed. We are thankful for your concern of our precious pet.
5

out of 5

POSTED: | BY: Neary

Awesome

This insurance has been terrific and I love being able to submit claims from my phone!
4

out of 5

POSTED: | BY: Louise Cavanaugh

Good but slow

Although I'm glad for pet insurance, I wasn't happy with the increase. The new upcoming year is more expensive even though Nationwide didn't really pay out that much on my dog. I'm also tired of being nickeled and dimed - please just roll up the sales tax and waste disposal into the reimbursement. Then my dog had a reaction to a vaccine so the vet's office gave her a shot of cerenia (she threw up as we were checking out). Nationwide wouldn't cover it because it had no diagnosis (it was a well visit). Embrace would have made the outreach to my vet's office and obtained a diagnosis. There's the difference in customer service.
4

out of 5

POSTED: | BY: Brenda Lee

Multiple Pets-Glad we have the insurance but wish it were easier to submit the claims

I have the insurance for my 3 dogs and 2 cats through my employer. The multi-pet discount makes it more affordable. My main complaints are the "ease" of submitting claims. Since I often take more than one pet at a time, often the claims are not processed correctly requiring a call to customer service. Customer service is always very helpful, and the issue is usually resolved right away. I just wish it were easier submit the claims through the website instead of emailing or using the Vitus Pet app. It would be nice if I could submit a receipt once, and indicate that the receipt applies to multiple pets, instead of submitting the same receipt multiple times. Payments through Chase have been very quick recently. That has been very helpful rather than having to wait almost a full month to get the payment.
5

out of 5

POSTED: | BY: Sandy Abrams

Having this pet insurance puts my mind at ease, because I know Chewie, my golden retreiver, can always afford the best care at a

Excellent coverage choices, great customer service, easy to utilize to provide best care for my best buddy and my cats.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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