Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Beatrice

Nationwide is the best.

I am so glad I have insurance from Nationwide for Tinkerbell. It helps us a lot. Customer service is great too.
5

out of 5

POSTED: | BY: Taneesha

Worth it!

Getting pet insurance has been one of the best decisions I've made. Nationwide has always been quick and efficient with processing claims. The preventative care pays for itself!
5

out of 5

POSTED: | BY: Stephanie A

Easy online claim forms, great email communication, and fast reimbursement time!

I wasn't too sure how claims were going to work - but not anymore! Nationwide has great service and wonderful follow-up. I really appreciate all the communication they provide and super-efficient claim process and reimbursement!
5

out of 5

POSTED: | BY: Tara Knox

Our insurance from Nationwide has made a world of difference in our pets’ health and our peace of mind!

The customer reps are helpful and the filing options are straightforward and easy to use. Our insurance has (literally) been a lifesaver for our pet.
3

out of 5

POSTED: | BY: Stephen Rosen

Nationwide Pet Claim Process

Pet insurance policy very expensive and reimbursements are minimal at best. it took close to a month to get reimbursed after filing claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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