Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katherine

Nationwide pet insurance has great coverage and fast reimbursement

Nationwide pet insurance always has great coverage on both of my dogs and fast reimbursement
4

out of 5

POSTED: | BY: Ricky

Great customer service, making claims is a hassle though

Amazing people and super helpful every time I have to call customer service but I feel like the claim system could be easier on the pet owners.
3

out of 5

POSTED: | BY: karen

The only reason I give it a "5" overall (I would have scored less but I'm being generous) is that my premium raised $30/month

I recommended this insurance to so many of my "pet parent" friends. I was paying $67 month for my dog who was 1+ when I first started my insurance plan. This month (my dog was 3 in May) my premium went up to $93/month! The company said it was because they have their own costs in addition to my dog being a pure breed and over 3. I find this enormous increase in premium outrageous and canceled my full coverage. I now only carry the "major medical" plan for $45/mo. I would not recommend Nationwide any longer; or at best recommend it for a young puppy/dog and then warn my friends that the premium will skyrocket with no warning when their dog turns 3.
5

out of 5

POSTED: | BY: Simon

I wouldn’t ever be without pet insurance

I talk about the joys of you guys all the time. I’m also on the radio! You should get in touch.
5

out of 5

POSTED: | BY: Mayra

Chico

Service is excellent but it outstanding beyond excellent if it could cover prescribed dog food

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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