Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maria

Very pleased with Nationwide

I have been very pleased with the service I have received from Nationwide. I have had them since my puppy was 6 months, he is now 1 yr 8 months old.
5

out of 5

POSTED: | BY: Christine

Nationwide is the BEST pet insurer out there!!

Nationwide is very quick to respond to claims and is very fair..
5

out of 5

POSTED: | BY: Margie

Excellent service

Excellent service! Quick reimbursement and they care enough to follow up on my pets recovery.
4

out of 5

POSTED: | BY: Bruce

High cost of insurance @

You say you're concerned about Champ's health, but not too concerned about raising rates. He is only 7, and yes, he had a busy health care year, but that happens from time to time. In the long term, you collect your premiums and we hope our pets are healthy. But, to increase premiums because we ned to take care of our pets is not the right thing to do. I don't think you're losing money !!!
5

out of 5

POSTED: | BY: Lenize

Best insurance, but not cheap.

I love almost everything about my pet insurance, they are very efficient and quick to respond and pay your claims, but they have just increased the premium A LOT, from $78 to $120 a month for my total wellness plan. This is the disappointing part, but if cost isn't an issue for you, it's a non brainer.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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