Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Francisco Treminio

Excellent

Some of the customer service representatives need some improvement but overall I’m pleased with the company and I do tell other people about too.
5

out of 5

POSTED: | BY: Tony

You guys rock!

I couldn’t ask for more. I take my dog to the vet, get an electronic copy of the receipt, file a claim and before I know it, I have an email stating it was processed and is all set. I don’t have much experience with other pet insurance but so far, I have no reason to leave.
5

out of 5

POSTED: | BY: Linda Yurkin

Best pet insurance!

I have been with Nationwide Pet Insurance for 8 years. I have 3 dogs under this insurance and about to add 2 more. Unfortunately, we have had a few claims for our lab lately, but Nationwide was great. Wouldn't go anywhere else.
5

out of 5

POSTED: | BY: Lisa

Prompt service

I was very impressed with the courteous and kind service received when we filed this claim. Thank you again for your prompt and kind handling of this claim.
5

out of 5

POSTED: | BY: Susannah B

Great Vet; great insurance! I can do what's best for my dog without worrying doing what's right doesn't bankrupt me

The last two times I took Lady to the vet, I was able to get the diagnostics necessary to know how to deal with her symptoms. I didn't have to worry that I wasn't doing enough for her. So far, with two dogs, I have had excellent customer service and claims experience with Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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