Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gilbert Cruz

Easy as 1-2-3

I have never had any problems submitting any claim that I have had. The explanation of what is being covered is great because I know exactly what to expect. Nationwide makes it so easy to submit a claim that it is virtually effortless. So glad that I choose Nationwide as my insurance for my four legged family member.
5

out of 5

POSTED: | BY: Paula Camacho

Best insurance

We love Nationwide. The customer service is great and it's super easy to file claims. We always recommend nationwide.
5

out of 5

POSTED: | BY: Kathleen Monahan

Claim evaluation is consistent and quick.

I find this company’s claim submission evaluation to be done in a consistent way across previously submitted claims. I’ve only had to contact customer support once to inquire about a delayed claim. The f/u was handled quickly and efficiently. Would recommend this company to my friends because I think they do a good job.
5

out of 5

POSTED: | BY: Tracy Gaughan

Nationwide has been a great experience for us in having pet insurance!

Everyone is always so nice when you call, they ask about your pet and how they are doing. I have never had issues with this insurance and always fast to submit refunds. Our pets have really had a lot of stuff hit them in the past few years and thank you so much for your fast responses, refunds sent fast, caring for our pets by asking how they are doing! I try to recommend this insurance company to all pet owners in this boxer site I belong to and to friends.
5

out of 5

POSTED: | BY: Hannah

Glad our baby (Puppy) is insured!

The claim process was easy, and we are so glad we purchased insurance to make us less worried about the “what-ifs”.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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