Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael Goldberg

excellent service

Very helpful representatives. Always ask how Dreidel is doing.
5

out of 5

POSTED: | BY: Barbara Tuthill

Once you learn the system, it's great to deal with you.

It took a long while to learn your system for submitting claims. Have finally got it down. So far, so good. Things are going swimmingly. Only question is why the rates have gone up so drastically.
5

out of 5

POSTED: | BY: Yulied Mendez

Efficiency

Have never had issues with the company, the claims only take hours to get resolved. Happy with Nationwide pet insurance
5

out of 5

POSTED: | BY: Richard Herz

Happy with Nationwide.

Response is prompt.
4

out of 5

POSTED: | BY: Barbara Gehring

They care about your pets as well as your well being

I was having a hard time getting all of my documentation from my veterinarian. I kept calling customer service every week to see if they got the paperwork yet and when they did not I would go into ANOTHER rant about my EX-VET and they were always so supportive and tried giving me advice on how to get what I needed and additional things I could try. I really appreciated their support and understanding as I went through those struggles. They never made me feel like I was taking up their time or holding them up even though they could not help me with anything. All they could give me was a sympathetic ear. Much appreciated and never forgotten. Thank you more than you will ever know.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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