Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Irene

Very pleased with the prompt response to our claim.

We are very happy with the way Nationwide responded to our claim after Cooper's knee surgery. It was quick and easy.
5

out of 5

POSTED: | BY: Carol

Thank You

Reilly came down with gastroenteritis on a holiday weekend and I took her to our local emergency vet clinic. Their service was great and they were wonderful to Reilly. The bill was over $700 before Reilly was back to normal and -- while I would have paid much more than that if necessary, filing the claim with Nationwide was easy and getting a good part of that money back {=[after my deductible] was a great help. Thank you.
5

out of 5

POSTED: | BY: J.

Nationwide keeps the treats coming !!

Quick response upon receiving claim and keeping me informed as to processing....
5

out of 5

POSTED: | BY: Deb

Affordable, prompt service!

I purchased both wellness and critical care policies for our Jake. At approximately 9 months old he became ill and was diagnosed and treated for an autoimmune disease. One night at the emergency vet, which saved his life, was extremely costly but necessary. The Nationwide reimbursement for this night alone covered my premiums for the next three years of both policies! I highly recommend this pet insurance.
5

out of 5

POSTED: | BY: Bernard

Best Insurer a pet owner could have!

We had Nationwide Pet Insurance (VPI) for years. Never "ever" let us down!... We have no kids...our Dogs (our pups) are our kids!.... we've had such funny happy.... and been simple miserable when dragged through the mud of the sad times.... but always" when faced with pearl Nationwide was always the light at the end of the tunnel.... you guys made it easier when the going was tough when one of our kids was ill....or gravely ill? And in th good times it was "always" a good feeling that you wee there when disaster strikes! I pass the word "constantly" for people I know and don't know to get Pet Insurance and I "always" tell them Nationwide Pet Insurance is the Best! I know this survey is mundane and trivial to some... and maybe a formality for your company... But speaking from the heart...when your world has been turned up side down and you are questioning all the "whys" and maybe even "God"?....it's nice to know that you have "something" or "someone" that is there for you....it helps ease the pain.. "thanks"! As for Hollie...we got lucky with her recent procedure.... not so lucky in the past... seems like 5 years old (for us anyway) is the death number?.. when Cancer seems to appear "out of nowhere?"... and we've lost numerous Pups to that horrible disease........ I've always question "why" more research about Cancer is not performed?...did you know that Elephants "DO NOT" get cancer?...why are the experts not interested in "why"? Not to be political but maybe if Obama had "snuck" that 150 billion to the Cancer Research Association instead of the Number one sponsor of Terrorism in the world we might have an answer for Cancer. for humans and animals?...but you got to know the Drug Industry will never let that happen......... We will someday have cure for Cancer... I hope..... but that doesn't seem to be a big deal right now? ....but impeachment is? .. shame! ...now we and our Pets "all" suffer for the inconsiderate few...in DC.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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