Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica

Awesome Pet Insurance

The insurance has been excellent for all 4 dogs I've had covered by them. Claims are processed and paid in a timely manner.
5

out of 5

POSTED: | BY: Denise

Thankful for quick reimbursement!

I recently submitted a large bill for my dog that just had surgery and expensive out of pocket charges. I'm grateful for the quick reimbursement payment from Nationwide so I can pay my credit card before it's due. I've been with them for over 12 years and recommend to anyone looking at pet insurance.
5

out of 5

POSTED: | BY: Jillian

Quick Turnaround and Reimbursement

I can't say enough about this pet insurance. I have four cats and all of them are insured. For this particular claim, my youngest cat had an issue with his leg. We brought him to the emergency vet who had X-rays done and they recommended a surgical consult. We ended up going to another emergency vet the next day and our kitty had to have a femur head and neck excision which is basically removing the ball of his femur. Knowing we had pet insurance, we went ahead with the surgery. It wasn't cheap. Based on our coverage, Nationwide covered the entire thing 90% (including the first vet visit, less the affordable deductible). We were reimbursed in a weeks time and there was no hassle or fight. I have had to make other claims with this insurance (dental, cancer, etc) and it's been the same every time. We love this insurance and plan to continue using it for years to come.
5

out of 5

POSTED: | BY: Ruth

Great benefit

Once I had my online account set up the claim and payment process was so easy and fast.
5

out of 5

POSTED: | BY: The

One of the best decisions our family has made.

The company's policies, quick turn-around response, and personnel dedication are outstanding. This is one worthwhile investment.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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