Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda Sandors

Nationwide has certainly helped curb expenses

My dog has certainly put Nationwide to the test & they have come thru every time.
1

out of 5

POSTED: | BY: Mary Kendjelic

Extremely long claim processing time

My dog got sick in March I completed the claim immediately and the request for my previous Vets records I submitted immediately I did not hear any back so I resubmitted the request for my previous Vets records 2 months later finally the claim was settled in August— I do not feel it should take 5 months to settle a claim. When asked if I wanted a check or electronic payment I chose electronic payment— however the payment came in the form of a check!
5

out of 5

POSTED: | BY: Alan Rupa

Easy to file

very easy to file a claim
5

out of 5

POSTED: | BY: Christy Warford

Thankful

So thankful. Love this insurance. You are affordable and I am glad we can protect our dog.
5

out of 5

POSTED: | BY: Susan Kaltenbaugh

Nationwide is terrific

I would not have another dog without nationwide insurance

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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