Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Bryana DeMonte

UNHAPPY

Unhappy with the quality of the nationwide pet insurance. We only used it once and were not pleased with the outcome. Our puppy, Ravioli had an emergency visit to the hospital with a 2 night stay. We received the claim back with items that were required by the vet for his health that nationwide refused to cover including the following: - We maxed out for his condition, so the full amount was not paid. - refused to pay for a parasite test even though the vet required that be tested due to blood in his stool - refused to pay for probiotic medication that was given to us by the vet due to his condition. Don't understand why items REQUIRED by the vet for his health were not covered due to the emergency visit. Just submitted a new claim due to his 2nd visit to the vet. looking forward what will be refused this time. Thank you.
5

out of 5

POSTED: | BY: Jason

Very Easy

The process is very simple, from filing the claim to receiving payment. The Vitus Vet app makes it a seamless process. Thank you!
5

out of 5

POSTED: | BY: Jenn

Thank god for NationWide!!

It’s so simple and such a relief to have a wonderful company!
5

out of 5

POSTED: | BY: Becky

So Quick!!

I have never had issues receiving a claim. It just gives me a huge price of mind to have this insurance. When I think Shadow(my puppy) looks like she isnt feeling well, don't hesitate, I call vet or go to Emergency vet.
5

out of 5

POSTED: | BY: Hernando

Fair insurance

Is a fair insurance. Fast with claims.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review