5
out of 5
POSTED: | BY: David
Great product
Claims are processed quick, no issues with claims, process is simple, overall a great product
4.8
out of 5
Number of reviews 25,787
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Michael
Easy Claims
Easy to make a claim and customer service is excellent.
5
out of 5
POSTED: | BY: Bonnie
Your company has been wonderful
Never had any problems with any bills I sent in for Sasha
5
out of 5
POSTED: | BY: Andrea
Easy claim submission process, super fast resolution
Nationwide makes claim submission super easy and fast with auto-populated forms. They’re also very clear on what documentation is needed to go along with the claim form so it’s very easy to get exactly what’s needed from my vet. And the resolution on each one was also fast, love the electronic funds transfer option too!
1
out of 5
POSTED: | BY: Kelly
Idiotic coverage caps and things they don't cover
My dog has multiple issues so I'm not sure where to begin. First, when she tore her ACL and can't have surgery because she's undergoing chemo, Nationwide denied her claim for a brace, even though she will never be able to have surgery. This is insane, especially since the brace is 1/3 of the cost of surgery.
Second, I don't know why her chemo isn't covered in the entire protocol. This is just also crazy. I don't have much more time with my dog because of her illness, but know that when I get my next dog, I won't be using Nationwide.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.