Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marianne G

Very fast processing of claims

I wish I had this insurance for my older dog; however, when I purchased the insurance for Mya, my Pomeranian was already 9 years old and could only get accidental coverage on him
5

out of 5

POSTED: | BY: Cheryl Brinster

Quick and fast claim turn around time!

I have called the company with questions and everyone is so friendly and so helpful each and every time. Filing a claim is easy, and turn-around time is quick and efficient!
5

out of 5

POSTED: | BY: KimBerLey R

Dependable service

So far, so great! This is my second year of having BJ insured and I’m grateful for the attention to detail and the amount of coverage available.
5

out of 5

POSTED: | BY: Stephen Billbe

Great job

Yes
5

out of 5

POSTED: | BY: Matt Wood

Fast and easy without any hassle!

When submitting my claims, I worried that I'd have to deal with someone questioning every expenditure and whether or not my dog's issues were covered. Thankfully, I had the opposite experience! My claims were processed quickly and I received payment in a very short amount of time. Hopefully I won't ever have to use them again, but if I do, it's comforting to know I can make the best health decisions for my dog without worrying about cost!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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