Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,858

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leslie

This plan offers relief when there is an emergency

Mabel is doing much better after her visit to the ER vet. I'm so glad to have this coverage. Otherwise, I wouldn't be able to take care of her when things like this happens.
5

out of 5

POSTED: | BY: Tim

You have made it financially possible to properly care for my family’s vet bills

Thanks for taking care of us
3

out of 5

POSTED: | BY: Linda

I had no idea when I joined how much the premiums went up.

I have 2 dogs insured and the cost went up $80 this year and I am now spending $200/month on top of $500 in deductibles. My dogs are only 5 and 7.....I am afraid of what it would be in ten years and more! This is already too much for me. I feel stuck between a rock and a hard place because it is not wise to change due to preexisting conditions and more. I do not know what is going to happen and it is very disheartening. I should have done more research!
5

out of 5

POSTED: | BY: Mary

Peace of Mind

I have a new puppy and already knew that there would be vet costs to expect in her first year. I also knew that the probability of something happening in her first year was high, so I went ahead and purchased the insurance. It was the best thing I could have done! Now, if anything happens, I have the peace of mind to know I am covered financially! In addition, filing a claim is simple, can even be done from my phone, and Nationwide is prompt with their review and payment.
5

out of 5

POSTED: | BY: Kim

Emma is doing really good

I was letting y’all know that emma is doing better. Thanks for asking about her.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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