Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynda Jones

Four Paws Up!

I never thought imagined needing to use our insurance so early in Sophie’s life, but what a blessing it’s already been! She broke her little arm, was in a splint 4 weeks, more rest for 2 weeks and is up and running again like nothing happened! Keeping a 8-9 month old Doxie calm was ruff, working with Nationwide was easy! Thank you!!
4

out of 5

POSTED: | BY: Kathleen Cherwinski

I wouldn't have a pet without insurance ever again.

Nationwide pays a significant portion of the vet costs and promptly. Some say the premiums for older pets are too high, but I say it pays for itself and especially avoids unexpected large Vet bills for illness or injury.
5

out of 5

POSTED: | BY: Pat Poe

Peace of mind knowing your family member is insured when the need arises.

Purchased coverage for Kuma when we got him 10 years ago to ensure we gave him the best health care. Never regretted the decision we made. Services exceptional and claim processing painless.
5

out of 5

POSTED: | BY: Shawn Weidert

Claims process is simple and I'm reimbursed very quickly

So far the claims have been easy to submit via the VitusVet app. I have been reimbursed promptly. When I have called, agents have been professional and competent. Thank you.
5

out of 5

POSTED: | BY: Paula Greenway

Fast claims processing

Filing claims is easy and the turnaround time is fast.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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