Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,858

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lari

Great knowing my cat is covered in an emergency

My cat was so sick, urinating blood and in pain with a UTI. It was Labor Day, all the vets were closed and I didn’t know how to help her. She was crying, constantly urinating and bleeding. I called the emergency vet and they told me to come in. They warned me about the cost of emergency service but I had to help my cat, so we went. The doctors needed to do xrays and ultrasounds to figure out what was wrong. I knew if would be expensive but I had peace of mind knowing I had insurance to cover some of it. At the end, we received antibiotics and a huge bill. My cat finished her course of antibiotics and is feeling better. Nationwide took care of us, with only $50 out of pocket. I feel so much better knowing we are covered in case of any emergency.
3

out of 5

POSTED: | BY: Jennifer

Insensitive

The last claim I submitted for my dog was for is care at the end of his life, I just got a follow up email saying that Nationwide hoped he was getting better. I realize this is probably an auto mailer, but my dog died, he’s not going to get better.
5

out of 5

POSTED: | BY: Kimber

Great friendly service

Great
5

out of 5

POSTED: | BY: John

So far so good...

Prompt payment with app.
5

out of 5

POSTED: | BY: Stuart

Great Service

Great service
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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