5
out of 5
POSTED: | BY: FRANK ENSCOE
Best ever
Would not own a dog without your insurance. WE have had three Dogs insurred.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Molly
Outstanding!
Great service!
4
out of 5
POSTED: | BY: He
Preexisting condition policies are weird
When our pups were young, their first vet claimed that they had 'bad teeth' and noted so on their exam sheet. We changed their diet from the one the adoption agency gave and their teeth are now white, their gums clean and there are just a few stains but no tartar on a few teeth. We had different vets tell us again and again that their teeth a amazingly clean (we don't brush their teeth). To get the preexisting condition removed, we had our dogs' teeth cleaned once by a vet but, we learned later that they'd have needed to be anesthetized during this procedure for removal of this 'existing condition' - something we don't want to do since there is no medical need for it. Hence, the stain of 'bad teeth' remains on the 'preexisting conditions' list which is weird.
A similar 'preexisting condition' was deferred from a vet visit with our young pups after a bee sting to which our animal was allergic to. And after we mentioned that both pups had issues with itching probably to flea bites.
Interesting to remark is that a noted side effects of many vaccinations are skin conditions like itching.
Nevertheless, 'unspecific dermatitis' (or something similar) is on both of our dogs' records for preexisting conditions.
I find it interesting that these exemptions are put in place despite the temporary once time report of a veterinarian. It is SO health-insuranc-y and leaves a little bitter taste on the insurer.
Maybe you should rethink your policies. Considering that you actually may lose money by deterring new customers from signing up as well as existing customers to seek veterinary help at all. After all, in our case we seem to fare pretty well on placing our confidence on prevention instead of unnecessary medical care.
I hope some of this makes sense to you and will help you and other pet owners in some way.
5
out of 5
POSTED: | BY: Zena Polly
Responsive, transparent and reliable pet insurance
My title says it all: responsive, transparent and reliable pet insurance. I’ve referred family members and friends to Nationwide, because I trust them.
4
out of 5
POSTED: | BY: Laryssa Lewis
I really liked nationwide then they almost doubled the premium.
Very disappointed in the premium increase.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.