Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Huston

Straight forward and easy to use

I have been very satisfied with my coverage, but recently called to check on a reimbursement that I had not received yet. I was told that it can't be checked on until 21 days. Am nervous if the check got lost; it was a large amount.
5

out of 5

POSTED: | BY: irma hoeft

Great Service!!!

Just want to say GREAT JOB to Nationwide Staff and Customer Service as they are extremely fast in processing claims. When I do have to call, every agent is very friendly and helpful. Would highly recommend to any pet owner!
5

out of 5

POSTED: | BY: Michelle Linder

Great Service and Reimbursement

Customer service was great. I loved how when I called, they knew my phone and asked if I was calling about Cookie right on the first automated call! It was very easy to submit a claim and the check came even sooner than expected. What a lovely surprise. Give customer service a 10 and Ease of claim is also a 10.
5

out of 5

POSTED: | BY: Ellen Osbourne

First experience was a great one!

This is my first experience with pet insurance. My employer added this as an employee benefit and I wasn't sure of the value. After Karma has this incident and a recent CCL injury it appears the timing couldn't have been better. Luckily my Greyhoound has not had any claims and remains healthy.
5

out of 5

POSTED: | BY: David Short

Easy to do business with

Straight forward & easy to do business with.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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