Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara Barnard

Pleasure doing business with Nationwide.

Nationwide has been a blessing for me. I never expected my dog to get ill but she did. Nationwide has been an excellent company to deal with. Claims are handled promptly and payments are issued on time. Sure makes a difficult time easier. I would prefer it if my dog was not ill but it’s reassuring to know that Nationwide is there for me.
5

out of 5

POSTED: | BY: Kelly Dillon

Great insurance!

Have had a great experience!
5

out of 5

POSTED: | BY: Donna Thomas

Peace of Mind

Money always seems to be tight. I have all 3 of my dogs insured, though, because I don’t ever want the budget to dictate what I can or can’t do for my pups. They give me their best, I need to do the same for them. The insurance pays for itself over the course of a year, even though I bought to cover the “what if’s”.
5

out of 5

POSTED: | BY: Belinda Herrera

Excellent service

I have this insurance on both my dogs and I'm very impressed with the ease to file claims, customer service, and the 24 hour vet help line.
5

out of 5

POSTED: | BY: Lori Hamm

claim submittal

The ease of submitting a claim is wonderful! Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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