Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Rhonda

Lack of acceptance of diagnose from Vet... TOOOOO long to processes.. One person said accepted next under review

Not smooth at all.. Seemed I got a different answer every time.. Seemed to be questioning diagnose from Vet... Hope from this point forward its not like my last 2 claims Not sure about recommending your company..
4

out of 5

POSTED: | BY: Levi

Not great but good.

Insurance is not great but is good. Not great because the overall monthly price is very high and coverage still does not cover everything and what is covered is only a portion of each service. So this offsets some expenses but definitely is not like regular health insurance if your comparing.
5

out of 5

POSTED: | BY: Janna

Claim payments have improved 100%

I recommend Nationwide Pet Insurance to everyone O speak with. I gave a very high recommendation to my vet, Rensselaer Pet Care. Customer service could use some work with individuals out payment of claims has improved. When VIP claims were paid within a week, Nationwide was at least 3 weeks, the last two claims have been paid very quickly, so great job on correcting this issue. Keep up the great work! I continue to be your advocate!
5

out of 5

POSTED: | BY: Jacqueline

Good safety net

Overall I am pleased that we have Nationwide pet insurance and the claims have been getting processed much more quickly of late. The only thing I find frustrating is how broad the definition of ‘pre-existing’ is-it can cause multiple claims to be denied due to falling under this umbrella clause even if the actual condition had never been diagnosed prior to insurance coverage
5

out of 5

POSTED: | BY: Andrew

Fast reimbursement

I’m glad I have pet insurance to be able to make sure my babies have the best care possible

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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