Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane green-riffel

Great Insurance

Happy with my insurance
5

out of 5

POSTED: | BY: Sherry

Worth the premium

This insurance is worth while. They pay claims
5

out of 5

POSTED: | BY: Christel Ogle

You take too long to reimburse

Everything is good accept you take too long to reimburse
5

out of 5

POSTED: | BY: Sharon Davis

So worth the monthly payments!

I have had pet insurance for 15 years. Love it!
4

out of 5

POSTED: | BY: Victoria Hagemann

I think the most inclusive of pet insurance plans

My dog had an ear infection as a puppy and while insured under a plan my Vet suggested. Since that time I was unhappy with that insurance plan and changed to Nationwide (my other dog had always been with you). Since she had a prior ear infection and is prone to them due to her floppy ears, it is considered pre-existing and not covered. The fact that she had another insurance should be taken into consideration. With regards to coverage to other illnesses, injuries, and preventive care I am very satisfied compared to other plans I have looked at. My other dog had several major surgeries including spinal, ACL (including inpatient and outpatient rehab), and emergency laparoscopic. The cost for these were very large and I was surprised at what we received back once the claims were reviewed.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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