Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Misty McMahan

great service

great service, quick claim turn over
4

out of 5

POSTED: | BY: Noy Bar

Wish it was easier and faster

The claim filing process is pretty easy once you figure out how to do it. Is it not trivial to know in the first time that the entire pet file needs to be added to every claim and a detailed explanation of each itemized item otherwise it’s considered tourism care. Other than that the automatic deposit is very not trivial to wait for the claim to process before setting it up and the customer service around this is horrible. Every time I reach out to customer service I need to raise my voice to get things handled properly and to understand clearly what Nationwide means. Pretty frustrating. Furthermore the claim process time takes way to long and getting the check takes forever... Eventually you get back what your plan covers but it is not clear what it is and very frustrating it doesn’t include preventive care such as heart worm treatment.
5

out of 5

POSTED: | BY: Staci Delon

I am so thankful I had this coverage and that it allowed me to get the best care of my baby Muffin!@

Without this insurance I wouldn't have been able to get the care for my cat.
5

out of 5

POSTED: | BY: Elissa

Very good reimbursement

Excellent
5

out of 5

POSTED: | BY: RANDY JOHNSON

great item to have

GREAT WORK

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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