Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth Burgess

Love Nationwide. They make my life easier

Love this company . They make things easy. Never a problem
5

out of 5

POSTED: | BY: Aisha Barnes

Easy and Breezy

It is super easy to submit a claim. And now with the electronic payment distribution, it is even easier. Nationwide has thought through how to make this process super simple and as a busy person, I definitely appreciate it.
5

out of 5

POSTED: | BY: Louis Masucci

Excellent overall service!

Response time and communication is excellent.
5

out of 5

POSTED: | BY: Amanda

Huge help

It's always easy to send a claim, customer service is always pleasant when called, nationwide is very proficient when processing claims. It's a huge help with pet care cost to have the partial reimbursement for things my pup needs while not breaking my bank account
5

out of 5

POSTED: | BY: Debi Riley

Best Insurance Available

I am so impressed at how quickly my claims are processed now, I usually have my money within a week. Such an improvement over previous years. The ease of making the claim is great. We are having trouble diagnosing her condition so it is comforting to know I have insurance. The large rate increase was tough but it is worth the peace of mind to take care of my baby.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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