Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Miriam Albert

Best pet insurance around

Nationwide is a great choice for our pet insurance. They process our claims promptly and their customer service is wonderful. Their claims process in general is smooth and easy to follow. Highly recommend.
5

out of 5

POSTED: | BY: Miroda &

Maxie's coverage from the time of her accident until today

Both VIP & Nationwide (when they took over the insurance) have been excellent in helping with the costs of Maxie's care. I would never look for another insurance company or dispense with insurance for any dog we have.
5

out of 5

POSTED: | BY: Katherine Klein

I could not afford my dogs without the help of Nationwide Pet Insurance!

Nationwide Pet Insurance is the very best. Kind and friendly, professional and punctual.
5

out of 5

POSTED: | BY: Dennis McCarthy

Service

Very pleased with Nationwide service.
4

out of 5

POSTED: | BY: Ellen Horstman

Excellent insurance company. Make sure to get the wellness.

It took awhile for our first illness claim since we were only with Nationwide for a short time. They did a thorough check to make sure it wasn’t a pre-existing condition which it wasn’t. It was denied as pre-existing. They approved after our Vet contacted Nationwide and explained Emma never had pancreatitis before.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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