Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gail Stuber

The insurance is expensive but sure glad for it when my dog has a problem.

Jack is 11 yrs. old. He had throwing up in 2015 and had all the tests then. They never came to any conclusion what his problem was. Had the same problem again recently and treated him for multiple things it could be. The insurance certainly was a big help both times.
5

out of 5

POSTED: | BY: Colleen Shannon

Having Nationwide as our pet insurance has been a savior for us.

Thor has been a wonderful dog. He is so lovable and smart! He unfortunately got an upper respiratory illness. Nationwide has saved the day with expenses. I would recommend them to anyone!
5

out of 5

POSTED: | BY: Nancy Bosse

Unexpected expenses during Vet visit

Our 2 year old Stabyhoun was diagnosed with an enlarged heart, on accident, when he was getting an X-ray of his stomach for a recurrence of an infection. The vet gave him an EKG to test his heart and found an anomaly in one if the spikes on the graph. She also took a blood test to determine if there had been any heart damage due to his enlarged heart. Nationwide reimbursed us for an expensive veterinary visit I n just a few days. It was a great relief for us knowing we had insurance and could allow the Vet to do the needed tests without worrying about how we could afford them.
5

out of 5

POSTED: | BY: Arturo Barquet

Best Choice

I have 3 GSMD and Nationwide has always been diligent in processing claims. They're fair if you have questions and it's easy to file.
5

out of 5

POSTED: | BY: Michael

A sick pet’s best friend

Thanks for your help. When ever I file a claim with your company, you guys always come through. My best friend and I appreciate you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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