Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Will

Awesome

I've been using Nationwide Pet Insurance for almost 2 years and it has made a huge difference in our pet's health. Our cat, Pagoda, had a spell of issues in the last year and with Nationwide, we were able to get him the care he needs to keep him going. Huge relief! We recently had to make an update to our policy and the Customer Service team was extremely knowledgable, professional, and caring. Made it a seamless process.
5

out of 5

POSTED: | BY: adrejia

I appreciate Nationwide's customer care and ease of use of policy and claim filing!!!

I appreciate Nationwide's customer care and ease of use of policy and claim filing!!! Great job!! I'm more than pleased my decision to take policies out for my kitties --with Nationwide!!
5

out of 5

POSTED: | BY: Teddy Breinberg

Thank you Nationwide

Thank you for your kind words about Maya. She’s doing much better and we want to thank you for your fair payment and ease of making a claim
5

out of 5

POSTED: | BY: Laurie Kunzelman

You guys are great and claims have been super fast.

You have been really fast with my claims lately which is really helpful in a tight budget. Everyone is always very helpful.
4

out of 5

POSTED: | BY: Hannah

Great coverage but claims take a long time

We like the strength of our plan with Nationwide as it covers the majority of our expenses but the downside is that we are always paying those expenses out of pocket first (sometimes hundreds of dollars) and it usually takes a minimum of 3 weeks before we see the money returned to us. I wish the expenses got put through to the insurance company first before we received a bill
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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