Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Camilla

Well Worth It

With a 2 year old yellow lab who has had many minor issues that have required vet care, having pet insurance has been a lifesaver for our pocketbook!
5

out of 5

POSTED: | BY: Jason

You guys are awesome

All my claims have been met and the turn around is fast. I submit my claims and within a week I have my money. Thank you very much for the great service.
5

out of 5

POSTED: | BY: Montse

Very easy claim process

Great experience. Submitting the claim was as easy as just sending an email out. Also got our reimbursement on time, Chase direct deposit was simple and easy too. However, before I knew I could just email my claim, I was on the website trying to do an online submission for a while -- I didn't know that you can just fill out the form and just attach it to an email to submit which was way easier than doing it on the website (I remember having to refresh my page a couple of times, the web experience wasn't very smooth).... wish this "send an email" method was a bit more upfront because I only realized I can do it this way later. That info was hidden somewhere.
5

out of 5

POSTED: | BY: Stephanie

Thank you!

Without nationwide pet insurance, I am not sure how we would have been able to afford Blake’s tumor and lipoma removals. Extremely thankful that Nationwide provides this service.
5

out of 5

POSTED: | BY: Paul

I wish my health insurance was this easy. The electronic claims, speedy payments, take the stress away from this process.

The process is easy and low effort. It allows us to devote effort to the important part which is taking care of our furry family members. I wish it was this easy for us people. :)

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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